When it comes to managing assets most professionals refer to the term “asset allocation”. Asset allocation is the process of dividing your assets among different types of investments, such as stocks, bonds and cash. With that said, what is a comfortable allocation? How do we monitor our investments and remain disciplined to make the necessary changes?
The key objective is to diversify assets based on a client’s suitability. Our investment portfolios contain exchange traded funds (ETF’s), index and managed mutual funds. By utilizing the aforementioned it allows us the ability to integrate investments with low expenses, versatility and transparency.
Our approach is to find fund companies that focus on management tenure that have shown consistent returns. Also, we take into consideration the holdings within the funds to minimize individual stock concentration. We typically do not invest in 2 or 3 funds but approximately 8-12 to create a proper allocation that is uniquely tailored to meet our client’s goals and needs.